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Critical Illness Insurance

Facing a critical illness without insurance can devastate both physically and mentally. Recent data reveals staggering statistics: over 70,000 heart attacks annually and 3,075 new cancer cases each week in Canada.

Prepare with Critical Illness Insurance from Life Insurance Pro. We offer standalone or combined plans to provide comprehensive coverage, ensuring financial stability during challenging times. Upon diagnosis, receive a lump sum payment after a 30-day waiting period, plus an advance percentage. Our coverage includes cancer, heart attack, and stroke. Contact us for an obligation-free quote and secure peace of mind today.

Our Reviews

Excellent4.8 Based on 335 reviews from ★★★★★ Theresa Heuser is professional and competent in the insurance process. A pleasure!Ronald BironRonald Biron ★★★★★ What a pleasure dealing with Ummi, who took all the pain out of purchasing Travel Insurance for my wife and I, who are both 80 year old Seniors. Sensitive and yet enquiring, Ummi guided us through the minefield of questions with the competant ease of an expert. Ummi was responsive to any unintended omissions and made sure there were no loose ends that could disqualify any future claim. We go on Holiday knowing that we have been professionally prepared with cover for Medical emergencies, if they should arise.John DawkinsJohn Dawkins ★★★★★ great service by the phone and email.h mh m ★★★★★ We bought Emergency Medical policy for our coming trip from Ummi Hanny. She was such a good help and responsive to all our questions, either by phone or emails. Such an excellent service, above and beyond our expectations!! Thank you!Jacob SteinbergJacob Steinberg ★★★★★ We booked travel insurance with Ummi Hanny for a river cruise we are taking this summer. She was very professional, responded quickly and efficiently to emails, calls and questions. Would definitely recommend her and Alliance/Allianz.Kathy CastleKathy Castle ★★★★★ It was a pleasure to deal with Artmiz. Very polite and Patient. Nice to deal with someone who knows and enjoys their job.Tom BrailsfordTom Brailsford ★★★★★ I just finished getting a tailored insurance package with the help of Ummi. I really appreciated the attention to detail and how knowlegable she was on the various packages. Ummi was able to get us an annual package for me and my wife that focused on our need for Trip Cancellation/Inturruption and also a single trip comprehensive package for our 3 grandchildren that will be traveling with us on our next trip. It was a pleasent experience. Ummi detailed the options and made recommendation that ensured we had the coverage we needed at the best possible price. This was all done over the phone and email and we received the comple package immediately after the purchase in our email. Thanks UmmiJeff LangJeff Lang ★★★★★ We were helped by Ummi Hanny she is very professional and helpful.Thanks for your understanding,Heinz KriegerHeinz Krieger ★★★★★ Ummi was our Insurance agent helping with getting medical and cancelation policy -she was very professional and knowledgeable and was able to get us a very reasonable insurance rates.Milos RudolfMilos Rudolf ★★★★★ Eric provided policy information, confirmed my personal details to ensure the policy would be correct, processed my payment quickly.Tracy HastingsTracy Hastings ★★★★★ I dealt with Ummi Hanny, oh my she was wonderful! She even laughed at my jokes. What a great first experience.Lise BeaulneLise Beaulne ★★★★★ Ummi. was very helpful and pleasant. Billwilliam rockwilliam rock ★★★★★ Our purchase of Allianz Emergency Medical Insurance through Alliance Income Services Corp was a breeze. Ummi and Mariam was a pleasure to work with. They were both very patient, knowledgeable, and efficient in presenting the various options available to us. Mariam did a lot of leg work comparing several insurance companies just to find a plan that suit our needs. Ummi then completed the processing of the policy effortlessly and made the process seamless. I would highly recommend anyone who needs an insurance coverage to speak to especially this two ladies.Danny ChinDanny Chin ★★★★★ My agent Artmiz was very helpful and provided me with a quote quickly. When I was ready to accept the quote she responded quickly and sent me all the necessary documents just as efficiently. Happy with my interactions.Stephanie RumbleStephanie Rumble ★★★★★ Eric and Bob were both extremely helpful and attentive to my needs.Paul CodyPaul Cody ★★★★★ Teresa was great. Addressed all my concerns.Robert CarterRobert Carter ★★★★★ The service given by Ummi Hanny was excellent- very pleasant, courteous and professional.Simin MeshginnafasSimin Meshginnafas ★★★★★ I had a top notch experience with this insurance broker. Eric Clementi was the person that helped me from the day that I asked for a quote online. He was very thorough with explaining every minor details that might be misunderstood between the client and the provider. Eric is very professional with his tone of voice which makes a potential client feel at ease. Nonetheless, I’ve tried different insurance broker, their monthly fees are way above the average, Alliance income Services Corp has the most decent fee for a family of five… it’s a bang for the buck kind of thing. Truly recommend this company. 👍Mark EngelMark Engel ★★★★★ Eric Clemente and Ryan were excellent to deal with. Both were very helpful , to the point , and curious .Michael BoudreauMichael Boudreau ★★★★★ Excellent service by Eric Clementi and Ryanmargaret burnsmargaret burns ★★★★★ Eric and Adam were very helpful with my travel medical insurance. Now I realize if I have to use this coverage that I will be in great hands.Bonnie SmithBonnie Smith ★★★★★ Hello...Eric was very easy to work with ....very polite....and set up my insurrance policy very quickly....thank you again Eric....Marsha Risser.Marsha RisserMarsha Risser ★★★★★ I ordered insurance for my husband and myself. It was a very easy process and was helped greatly by Eric and Dylan. Both were very diligent with helping me through it all. Very easy and quick.Marilee Van BuskirkMarilee Van Buskirk ★★★★★ It was a pleasure speaking with Eric Clementi. He was polite, understanding and considerate.Mohinder BangaMohinder Banga ★★★★★ I was quite happy to get excellent & friendly customer services from Artmiz - very helpful & knowledgeable!Bruce YeeBruce Yee ★★★★★ Great service from knowledgeable and very helpful people. Thank you Eric Clementi and Ezarie!Beverley HowickBeverley Howick ★★★★★ Eric Clementi is the manYunus PatelYunus Patel ★★★★★ I had to sign up for my own health and dental insurance. The staff at this company were quick to get back to me and provide suggestions on insurance plans. The sign up process was very easy to do over the phone. I communicated with Eric Clementi who was very professional and efficient.Muhammad KoyaMuhammad Koya ★★★★★ It was pleasure working with Mariam and Eric. We are seniors and trying to get a reasonable price for travel insurance.Fay BellefontaineFay Bellefontaine ★★★★★ I sent an email yesterday. They called today. Marion and Eric were excellent. Highly recommend this company. Rates are excellent tooAnnette ChisholmAnnette Chisholm ★★★★★ Eric was fantastic. Quick , easy and affordable.Tracey PeerTracey Peer ★★★★★ Eric was very professional and found the best plan for me at this time.Trev HutchinsTrev Hutchins ★★★★★ Eric Clementi was an absolute pleasure to work with. Very professional and courteous.Berit LysBerit Lys ★★★★★ Artmiz, must be the best Agent I have ever dealt with. She is articulate and has a wonderful sense of humour apart from an intimate knowledge of her products. She demonstrates a quick grasp of what people actually need (or don't need) and points quickly to available options. She is actually the only Insurance Agent I feel like calling back again. Great work Artmiz !!Malcolm KhanMalcolm Khan ★★★★☆ Artmiz was very helpful and polite.We would certainly consider using Allianz againVictor LeblancVictor Leblanc ★★★★★ Artmiz Namazi is one of the most pleasant people I have ever dealt with. She was polite, personable, and helpful on the telephone. She promptly replied to both phone calls and emails. It was a pleasure to deal with her. The price of the insurance was more than reasonable.Patricia KostrichPatricia Kostrich ★★★★★ Artmiz Namazi is very helpful, patient & just a delight to speak with doing businessWe have dealt with different people for travel insurance over the years & some could take some lessons from ArtmizJoan FlemingJoan Fleming ★★★★★ Artmiz was very pleasant and patient to deal with. Happy with our coverage.Bob WainesBob Waines ★★★★★ I need a travel insurance, I had spent a lot of time for search online and talked with many agencies, none of them to give me the good advice and the good price.Finally I got Alliance Income services company, special thanks to Ms. Artmiz Namazi.Ms. Artmiz Namazi very professional, friendly, working hard. She got for me the most efficient contract with the best deal.Don’t waste your time, here is the company for you to get travel insurance when needed.Tuong Dang (Tuong Dang)Tuong Dang (Tuong Dang) ★★★★★ Eric was a great help !angela youngangela young ★★★★★ I spoke with Stephania , then with Eric . Thay were both very helpful and courteous and friendly. They made purchasing insurance very easy. Thank you .Mary MacPheeMary MacPhee ★★★★★ Good experience.Tina PiquetteTina Piquettejs_loader

Get Critical Illness Insurance Quotes in Minutes

At Life Insurance Pro, we understand the paramount importance of family. Our top-tier insurance policies empower you to consistently support your loved ones, ensuring financial stability even in your absence.

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Critical Illness Insurance Explained

As experts at Life Insurance Pro, we understand the vital role Critical Illness Insurance plays in safeguarding your financial well-being during unexpected health crises. This coverage offers vital support in the event of a serious, life-threatening condition, providing a tax-free lump sum payout and covering additional expenses such as caregivers, medicine, and home modifications. Unlike provincial and private health insurance plans, Critical Illness Insurance ensures comprehensive financial relief, bridging the gap left by income loss. Unlike Disability Insurance, which only offers partial income replacement, Critical Illness Insurance guarantees benefits upon a confirmed diagnosis from a licensed physician, offering peace of mind during challenging times. Access your benefits swiftly by filing a claim once diagnosis is confirmed.

Tips to Save Money on Critical Illness Insurance

At Life Insurance Pro, we aim to optimize your savings. Simplify the process by requesting a quote through our website, where we compare rates from major Canadian insurers, saving you valuable time. Take into account these added ways you can save money on Critical Illness Insurance:

Age Consideration

Your age significantly influences premiums. Secure a policy while younger to avoid increased rates. Act before your next birthday for optimal savings.

Employer Benefits

Adjust your coverage to supplement gaps in employer-provided benefits, reducing premiums without compromising protection.

Smoker Status

Smokers face substantially higher premiums. Quitting not only improves health but also leads to significant savings on insurance costs.

Bundle Benefits

Combine Critical Illness Insurance with other policies like Life Insurance for discounted rates. Obtain comprehensive coverage from a single provider to maximize savings.

Critical Illness FAQ’s

Explore the essentials of Critical Illness Insurance with our FAQ section. Get answers to common questions about coverage, benefits, and more.

Critical Illness Insurance is a type of insurance policy that provides financial support in the event you are diagnosed with a serious illness covered by the policy. It typically pays out a lump sum benefit upon diagnosis, which can be used to cover medical expenses, replace lost income, or make necessary lifestyle adjustments.

The specific illnesses covered may vary depending on the insurance provider and policy terms, but common covered conditions often include cancer, heart attack, stroke, organ transplant, and major organ failure. It’s essential to review the policy details to understand which illnesses are covered.

Critical Illness Insurance differs from Disability Insurance in that it provides a lump sum benefit upon diagnosis of a covered illness, regardless of whether you are able to work. Disability Insurance typically replaces a portion of your income if you become disabled and are unable to work. Health Insurance, on the other hand, primarily covers medical expenses but may not provide the same level of financial support for lost income or lifestyle adjustments.

While Health Insurance and Disability Insurance provide valuable coverage, they may not fully address the financial impact of a critical illness diagnosis. Critical Illness Insurance can complement these policies by providing additional financial support in the form of a lump sum benefit, which can be used to cover expenses beyond medical bills, such as mortgage payments, childcare, or household expenses.

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