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Travel Insurance

Travel insurance is a coverage designed to protect the traveller financially in the case of unforeseen travel interruption such as injury, illness, or death. It is usually purchased as an add-on provided by many travel providers or by the traveler themselves at financial institutions.

There are two main types of travel insurance coverage: travel medical insurance and trip protection insurance.

Our Reviews

Excellent4.8★★★★★ Based on 616 reviews from ★★★★★ Dornaz was knowledgeable and easy to deal with. She gave me a rundown on the policy and made me feel at ease.Rhonda HandlechnerRhonda Handlechner ★★★★★ Excellent customer service, professional and courteous. Thank you Karen Wright.Mimi AlamMimi Alam ★★★★★ Very helpful and easy to do business with. I needed travel insurance and got lots of quotes to compare. Purchase was painless and fastwarren faleirowarren faleiro ★★★★★ Thank you Karen Wright, for your very fast, efficient service to obtain my travel insurance. A quick medical questionnaire to complete, payment done, and I had it in my inbox ready to print. Effortless ! A good choice !Laura Courtney-ClarkeLaura Courtney-Clarke ★★★★★ Sehar was very knowlegable, understood my needs and was very helpfull setting me up with my coverage as well as explaining the contract. It made the whole process go very smoothly.Les McCullochleslie mccullochleslie mcculloch ★★★★★ Dornaz is great to deal with. She made me feel that no question was a dumb question. Very helpful.Valerie RothValerie Roth ★★★★★ Karen Wright provided outstanding and timely service setting up the policy for our trip. Nice to have a piece of mind at a reasonable price for our tripLarry KellockLarry Kellock ★★★★★ Always a positive helpful experience with Dornaz. For all your travel insurance needs i would definitely recommend Dornaz with Alliance InsuranceL.M.L.M. ★★★★★ Karen was very efficient and friendly. She explained details in a very respectful way and we would be happy to deal with her in the future.Juliet StephensJuliet Stephens ★★★★★ It's always a pleasure to deal with Karen Wright. She is always very helpful and courteous.Bernie LehmannBernie Lehmann ★★★★★ Karen was very helpful and great to talk to. I would definitely recommend her to any of my friends wanting insurance.Bobbie ViolanteBobbie Violante ★★★★★ I just want to say that my experience with Muhammad sorting out my trip cancellation insurance was the best I could have hoped for - he is patient, knowledgeable and answered all my questions.mary Muldermary Mulder ★★★★★ Karen made this experience so easy and less stressful than I thought it was going to be. She was very professional and was able to answer all of my questions thoroughly and made me feel a little confident that I was getting a good product from her.T RumT Rum ★★★★★ I wanted to thank Dornaz on being very helpful for answering all my questions. She was very polite and patient. I had a a lot of questions.Selina AllenSelina Allen ★★★★★ I bought health insurance to my company emloyees, and luckily I dealt with Teressa, She was amazing, understanding so helpful.did not bother her I made some changes and mistakes she kept working with me guide me spontaneously , its like we were sitting in same office ..kept going and get the job done as I like, Thank you Teressa, Thank you Alliance income Serviceshaitham saadedinhaitham saadedin ★★★★★ Once I was able to get through on the phone, Karen was excellent. She was very friendly, patient and informative. She worked things out with me until she found the policy that I needed.June CaineJune Caine ★★★★★ Knowledgeable, curtis and efficient. I am very pleased with Karen expertise and professionality. Definitely I will use her service again.Magda MahdyMagda Mahdy ★★★★☆ Sehar Bajwa was knowledgeable and provided explanations for all insurance coverage. Process was simple and easily done over the phone.Joe WeryJoe Wery ★★★★★ Muhammad was very patient with me while I decided.i recommend dealing with Muhammad .I think having insurance puts my mind at ease.Angele FaucherAngele Faucher ★★★★★ I always like to shop around to get the best deal, without compromising quality.My research brought me to Allianz and I was contacted by Sehar Bajwa, who answered all my questions and sent me an email with all the details.Not only was Allianz the best price, I also got good service from Sehar.I hope that I will not need the insurance but if I do, I hope the good service I have received so far, will continue.Thank you Sehar.SylvainSylvain ★★★★★ Good assistance.Heather SutherlandHeather Sutherland ★★★★★ Dornaz provided our travel insurance efficiently and promptly. Her communication was clear and professional. Very pleased to work with her!Dale HildebrandtDale Hildebrandt ★★★★★ I recently had the pleasure of dealing with Muhammad regarding travel insurance. I can't say enough about him. I had a few issues created by my Costco m/c. He went above and beyond to make changes to my policy because of m/c. I certainly won't hesitate contacting him in future for future travels or recommending him to friends & family. Thank you Mary Rate 110/100Mary BortignonMary Bortignon ★★★★★ I had the pleasure of meeting and working with DORNAZ for my personal health and dental insurance. She is an absolutely incredible. She listened to me and provided detailed information during our first call. She was very diligent in following up with me by email. She was very patient as I had changed my request after she did everything. I can honestly say that she might be one of best people I have spoken to in the customer service industry.She is a valuable asset.Thank you DORNAZ !!!!!!Mary BMary B ★★★★☆ Muhammad at Alliance was helpful and responsive.Kathleen MagladryKathleen Magladry ★★★★★ Very responsive to my many questions and super efficient processAlexandriaAlexandria ★★★★★ It was a pleasure dealing with Muhammad . Would deal with him again.Miriam HartmanMiriam Hartman ★★★★★ Muhammad was excellent, it took a few days because of technical problems, not Alliance issue. Will definitely use again, got us the best price for travel insurance. Thanks MuhammadJackie KeirJackie Keir ★★★★★ We have previously obtained travel insurance with Alliance through Costco Travel insurance. After Alliance email reminder, I have filled out request for multiple trip quote. Sehar Bajwa called back and helped me to complete the application. I received by email the Manulife Travel Policies right after. ThanksT NguyenT Nguyen ★★★★★ I worked with Artmiz to arrange travel insurance. She was very helpful ,answered my questions and clearly outlined my options. I will use Artmiz at Alliance for future travel.valerie szilockvalerie szilock ★★★★★ My agent is Muhammad SuleimanMariaMaria ★★★★★ Dornaz is always very helpful and provides all the details and suggests the best optionMona HadisiMona Hadisi ★★★★★ Dornaz was extremely helpful and efficient, a pleasure to deal with. Highly recommend her for travel or any insurance questions or policies.Joe DaigleJoe Daigle ★★★★★ Dornaz was very helpful during my search for travel insurance!C JC J ★★★★★ Very polite and courteous.. My agent, Dornaz, was very helpful and efficient booking my travel insurance. All needs were met in a professional way. Thank you.Kim Keller- RakochyKim Keller- Rakochy ★★★★★ Great customer service!! Very friendlyBrenda BurtonBrenda Burton ★★★★★ I am very grateful to Sehar Bajwa for her help. She is very patient and professional.Vivian GuoVivian Guo ★★★★★ Dornaz made it very easy getting a quote and then completing the deal.Franz HasenhundlFranz Hasenhundl ★★★★★ Sehar promptly replied to my emails and answered any & all questions I had. Great rates on medical/travel insurance.Natalie HaakNatalie Haak ★★★★★ Dornaz was great to work with. I will be using her for all our tripsIrene HollowayIrene Holloway ★★★★★ Great service by DornazPradeep MohapatraPradeep Mohapatra ★★★★☆ Artmiz provided great service and advice for our last trip so we decided to contact her again for our next trip. She answered all my questions and was very friendly and helpful. I believe she gave me the best insurance deal for my trip to Portugal.LololoLololojs_loader
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Why Do Canadians Need Travel Insurance?

We all love to travel, but are you prepared for the unexpected? Travel Insurance covers lost baggage, medical emergencies, personal item theft, and cancelled departures.

Depending on your Travel Insurance coverage, you will be partially or fully reimbursed for your unexpected travel related expenses. It is smart to purchase Travel Insurance as soon as you book your trip because you’re unlikely to find an insurer willing to provide you with a plan once you’ve begun your trip. Travel Insurance is vital, even if your trip is within Canada.

Types of Travel Insurance in Canada

There are Travel Insurance plans designed specifically for every possible travel related event which could lead to financial loss. You can mix and match these coverages, or you can purchase a Comprehensive Travel Insurance plan, which includes all coverages for complete peace of mind.

Medical Travel Insurance

Medical Travel Insurance covers expenses related to medical emergencies, injuries, and illnesses. There are two subcategories of Medical Travel Insurance: Single Trip Insurance plan and Multi-Trip Insurance plan.

Lost Baggage Insurance

Lost Baggage Insurance covers you in the event of lost and delayed luggage. The costs of replacement items and your suitcase will be reimbursed.

Trip Cancellation And Interruption Insurance

Trip Cancellation and Interruption Insurance protects you from costs due to cancellation fees and travel interruptions caused by bad weather, travel document hurdles, and family emergencies. With Trip Cancellation and Interruption Insurance, lost reservations, missed flights, and non-refundable tickets will no longer cause you significant financial loss.

All-Inclusive Travel Insurance

All-Inclusive Travel Insurance includes all of the benefits previously mentioned. Your premiums will be higher due to its extensive coverage.

How to Save Money on Travel Insurance?

We want to help you save your money. The best way to save money on Travel Insurance is to compare rates from multiple providers. This can be extremely time consuming. Luckily, Life Insurance Pro does all the hard work for you! By simply requesting a quote online through our website, we check what rates you can get from every major Canadian insurer.

Are You A Frequent Traveler?

Purchasing a Multi-Trip policy saves you money on your Travel Insurance if you travel at least twice per year.

Travelling With Family?

When you purchase Travel Insurance for at least 3 family members, you pay a reduced rate.

Are You A Snowbird?

It’s possible to receive reduced rates when you purchase your policy well in advance of your travels. Some insurers offer reduced rates in late summer and early fall.

Extending Your Trip

Rather than buying a new policy, contact your insurance issuer to top-up your plan.

More Travel Insurance FAQs

Learn more about Travel Insurance with our FAQ section. Get answers to common questions about coverage, benefits, and more.

How does Travel (or Medical Travel) Insurance work?

Travel insurance works similarly to other types of insurance. You will pay a premium in order to get benefits that will offset the costs of unexpected travel delays or emergencies.

Depending on your plan, your travel insurance will cover a portion or all of your expenses – from hotel reservation cancellation to non-refundable flight tickets to lost baggage.

What does Travel Insurance cover?

Our travel insurance plan will vary by provider. However, travel insurance may cover a portion or all of the costs associated with travel emergencies and delays. These can include illness, ambulance services, lost belongings, tour cancellations, flight cancellations, delays due to weather, and more.

Travel insurance covers you and your belongings in the case of many issues or emergencies, including:

  • Injury
  • Trip delays
  • Lost baggage
  • Ambulance services
  • Illness
  • Trip cancellation
  • Medications
  • Medical emergencies

What factors affect Travel Insurance rates?

Like other types of insurance, rates will vary by provider and the type of coverage you need. Some factors that play a role in your travel insurance rate are:

  • Where you are traveling to
  • The kinds of activities you will be doing
  • How many people are traveling with you
  • How many past claims you have filed, if any
  • Your desired coverage

What about out-of-province trips?

While some provinces have an arrangement regarding medical billing in case of out-of-province medical necessities, that’s not always the case. You’ll likely need to file a claim to regain your losses. Even in such a scenario, you may not be able to fully recover your incurred costs.

The reason is that the cost of medical procedures varies by province. Your provincial plan may cover a portion of your medical expenses, but still leave you with thousands of dollars that you need to pay out of pocket. You also won’t be covered for emergency transportation back home.

Taking all these factors into consideration, Travel Insurance can considerably reduce your expenses in case of medical emergencies even when travelling within Canada.

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