Travel Insurance

Travel insurance is a coverage designed to protect the traveller financially in the case of unforeseen travel interruption such as injury, illness, or death. It is usually purchased as an add-on provided by many travel providers or by the traveler themselves at financial institutions.

There are two main types of travel insurance coverage: travel medical insurance and trip protection insurance.

Our Reviews

Excellent

4.8

★

Based on 367 reviews from

★★★★★

Theresa Heuser helped me with buying travel insurance today. She was amazing!! The process was fast and painless. I always find buying our travel insurance to be one of the most stressful things in getting ready to travel. Thank you Theresa for making it so easy for me.

Pat and Art Thorrougood

★★★★★

Theresa was prompt at replying, answering all my questions and very friendly and pleasant to deal with. She is an asset to your company.

Yvonne Fjaagesund

★★★★★

Great experience. Theresa Heuser And Sabrina Izdiher helped me with everything. Very helpful and awesome customer service

Gurasis

★★★★★

Great professional quick service!

Colleen Van Horn

★★★★★

It was good, customer service and the client dealing is best and also they get you good deals.

Ahtsham Saif

★★★★★

Theresa was very clear and helpful with our travel insurance questions.

Gabriella Klein

★★★★★

Theresa was very helpful and professional in all our dealings! Would recommend her highly.

Joyce Schaaf

★★★★☆

Theresa was very efficient, friendly and patient.

Sandra Perrin

★★★★★

Artmiz Namazi was an excellent person to deal with. She was very knowledgable and gave me excellent advice. Her quick response to my inquiries on line and over the phone were great. She was extremely helpful and friendly and gave 5 star service.The price for the insurance I needed was also excellent. Thanks Artmiz

Fran Smyth

★★★★★

Excellent product at a cheaper price than other providers.

Dale Crawford

★★★★★

Brilliant and professional support given by Artmiz. Very happy with our Travel Insurance Policy. Thank you

Sabir Parvaiz

★★★★★

I am So glad and happy to have the agent name Ummi to assisted me purchase our travel insurance, very pleasant and helpful. Introduced her to my friends, they were happy with the service too. Thanks Ummi. For sure will looking for you at next travel time.

Van Tran

★★★★★

Great people & service.

Dave Gobell

★★★★★

Great job, knowledgeable, very patient and tried her best to help me. Thanks Ummi for excellent customer service

Razija

★★★★★

Artmiz was very pleasant and efficient to deal with. She was prompt in her replies, and in answering any other questions we had. Her travel insurance pricing was the best that we found,

Jean Bamford

★★★★★

Artmiz was totally great!! She is so pleasant, efficient and she gave us the best price and advice!! It was a pleasure to work with her.

Ian Bamford

★★★★★

Very good. Lovely

Donna Keenan

★★★★★

Our agent Artmiz was very knowledgeable and answered all of our hypothetical travel scenarios with ease. The premium savings were significant because Allianz offers "top-up" products to those of us who have existing coverage, but need more.

catherine onishi

★★★★★

Ummi is always helpful and professional. She has been helping our family for all travel insurance over the past years.

Margie

★★★★★

Ummi is courteous and professional. Good job!

Rod Seto

★★★★★

Artmiz was very pleasant and helpful in providing the coverage needed for my trip.

John Clifford

★★★★★

Nice Dealing And Nice Explanation…

Harman Basra

★★★★☆

I want to let everyone know that when you buy your insurance from Alliance, buy it from Dornaz. I have had 2 separate policies through her and can't say enough about her thoroughness, knowledge of the product and her customer service. It was pleasure dealing with her.

Nola Dyck

★★★★★

Great customer service

Jennifer Phillips

★★★★★

I had a very good experience with Dornaz. She was very helpful and got my policy together quickly. I will certainly recommend her to my friends.

Steve Staples

★★★★☆

Thank you Theresa and Adam for your help with our travel insurance plans, for your timely assistance and the savings you were able to find for us.

Yogashiatsuyucatan Donypaola

★★★★★

Artmiz Namazi provided excellent service. She was very professional and took the time to explain the insurance coverage and answer all my questions. She is a great asset to your company and I will not hesitate to recommend her to my friends and family

Chris Dingsdale

★★★★★

Artmiz was very helpful, friendly and informative. She really knows her subject and was ready to help in any way.

Carolyn Cassells

★★★★★

Theresa Heuser is professional and competent in the insurance process. A pleasure!

Ronald Biron

★★★★★

What a pleasure dealing with Ummi, who took all the pain out of purchasing Travel Insurance for my wife and I, who are both 80 year old Seniors. Sensitive and yet enquiring, Ummi guided us through the minefield of questions with the competant ease of an expert. Ummi was responsive to any unintended omissions and made sure there were no loose ends that could disqualify any future claim. We go on Holiday knowing that we have been professionally prepared with cover for Medical emergencies, if they should arise.

John Dawkins

★★★★★

great service by the phone and email.

h m

★★★★★

We bought Emergency Medical policy for our coming trip from Ummi Hanny. She was such a good help and responsive to all our questions, either by phone or emails. Such an excellent service, above and beyond our expectations!! Thank you!

Jacob Steinberg

★★★★★

We booked travel insurance with Ummi Hanny for a river cruise we are taking this summer. She was very professional, responded quickly and efficiently to emails, calls and questions. Would definitely recommend her and Alliance/Allianz.

Kathy Castle

★★★★★

It was a pleasure to deal with Artmiz. Very polite and Patient. Nice to deal with someone who knows and enjoys their job.

Tom Brailsford

★★★★★

I just finished getting a tailored insurance package with the help of Ummi. I really appreciated the attention to detail and how knowlegable she was on the various packages. Ummi was able to get us an annual package for me and my wife that focused on our need for Trip Cancellation/Inturruption and also a single trip comprehensive package for our 3 grandchildren that will be traveling with us on our next trip. It was a pleasent experience. Ummi detailed the options and made recommendation that ensured we had the coverage we needed at the best possible price. This was all done over the phone and email and we received the comple package immediately after the purchase in our email. Thanks Ummi

Jeff Lang

★★★★★

We were helped by Ummi Hanny she is very professional and helpful.Thanks for your understanding,

Heinz Krieger

★★★★★

Ummi was our Insurance agent helping with getting medical and cancelation policy -she was very professional and knowledgeable and was able to get us a very reasonable insurance rates.

Milos Rudolf

★★★★★

Eric provided policy information, confirmed my personal details to ensure the policy would be correct, processed my payment quickly.

Tracy Hastings

★★★★★

I dealt with Ummi Hanny, oh my she was wonderful! She even laughed at my jokes. What a great first experience.

Lise Beaulne

★★★★★

Ummi. was very helpful and pleasant. Bill

william rock

★★★★★

Our purchase of Allianz Emergency Medical Insurance through Alliance Income Services Corp was a breeze. Ummi and Mariam was a pleasure to work with. They were both very patient, knowledgeable, and efficient in presenting the various options available to us. Mariam did a lot of leg work comparing several insurance companies just to find a plan that suit our needs. Ummi then completed the processing of the policy effortlessly and made the process seamless. I would highly recommend anyone who needs an insurance coverage to speak to especially this two ladies.

Danny Chin

★★★★★

My agent Artmiz was very helpful and provided me with a quote quickly. When I was ready to accept the quote she responded quickly and sent me all the necessary documents just as efficiently. Happy with my interactions.

Stephanie Rumble

★★★★★

Eric and Bob were both extremely helpful and attentive to my needs.

Paul Cody

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Why Do Canadians Need Travel Insurance?

We all love to travel, but are you prepared for the unexpected? Travel Insurance covers lost baggage, medical emergencies, personal item theft, and cancelled departures.

Depending on your Travel Insurance coverage, you will be partially or fully reimbursed for your unexpected travel related expenses. It is smart to purchase Travel Insurance as soon as you book your trip because you’re unlikely to find an insurer willing to provide you with a plan once you’ve begun your trip. Travel Insurance is vital, even if your trip is within Canada.

Types of Travel Insurance in Canada

There are Travel Insurance plans designed specifically for every possible travel related event which could lead to financial loss. You can mix and match these coverages, or you can purchase a Comprehensive Travel Insurance plan, which includes all coverages for complete peace of mind.

Medical Travel Insurance

Medical Travel Insurance covers expenses related to medical emergencies, injuries, and illnesses. There are two subcategories of Medical Travel Insurance: Single Trip Insurance plan and Multi-Trip Insurance plan.

Lost Baggage Insurance

Lost Baggage Insurance covers you in the event of lost and delayed luggage. The costs of replacement items and your suitcase will be reimbursed.

Trip Cancellation And Interruption Insurance

Trip Cancellation and Interruption Insurance protects you from costs due to cancellation fees and travel interruptions caused by bad weather, travel document hurdles, and family emergencies. With Trip Cancellation and Interruption Insurance, lost reservations, missed flights, and non-refundable tickets will no longer cause you significant financial loss.

All-Inclusive Travel Insurance

All-Inclusive Travel Insurance includes all of the benefits previously mentioned. Your premiums will be higher due to its extensive coverage.

How to Save Money on Travel Insurance?

We want to help you save your money. The best way to save money on Travel Insurance is to compare rates from multiple providers. This can be extremely time consuming. Luckily, Life Insurance Pro does all the hard work for you! By simply requesting a quote online through our website, we check what rates you can get from every major Canadian insurer.

Are You A Frequent Traveler?

Purchasing a Multi-Trip policy saves you money on your Travel Insurance if you travel at least twice per year.

Travelling With Family?

When you purchase Travel Insurance for at least 3 family members, you pay a reduced rate.

Are You A Snowbird?

It’s possible to receive reduced rates when you purchase your policy well in advance of your travels. Some insurers offer reduced rates in late summer and early fall.

Extending Your Trip

Rather than buying a new policy, contact your insurance issuer to top-up your plan.

More Travel Insurance FAQs

Learn more about Travel Insurance with our FAQ section. Get answers to common questions about coverage, benefits, and more.

Travel insurance works similarly to other types of insurance. You will pay a premium in order to get benefits that will offset the costs of unexpected travel delays or emergencies.

Depending on your plan, your travel insurance will cover a portion or all of your expenses – from hotel reservation cancellation to non-refundable flight tickets to lost baggage.

Our travel insurance plan will vary by provider. However, travel insurance may cover a portion or all of the costs associated with travel emergencies and delays. These can include illness, ambulance services, lost belongings, tour cancellations, flight cancellations, delays due to weather, and more.

Travel insurance covers you and your belongings in the case of many issues or emergencies, including:

Injury
Trip delays
Lost baggage
Ambulance services
Illness
Trip cancellation
Medications
Medical emergencies

Like other types of insurance, rates will vary by provider and the type of coverage you need. Some factors that play a role in your travel insurance rate are:

Where you are traveling to
The kinds of activities you will be doing
How many people are traveling with you
How many past claims you have filed, if any
Your desired coverage

While some provinces have an arrangement regarding medical billing in case of out-of-province medical necessities, that’s not always the case. You’ll likely need to file a claim to regain your losses. Even in such a scenario, you may not be able to fully recover your incurred costs.

The reason is that the cost of medical procedures varies by province. Your provincial plan may cover a portion of your medical expenses, but still leave you with thousands of dollars that you need to pay out of pocket. You also won’t be covered for emergency transportation back home.

Taking all these factors into consideration, Travel Insurance can considerably reduce your expenses in case of medical emergencies even when travelling within Canada.