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Travel Insurance

Travel insurance is a coverage designed to protect the traveller financially in the case of unforeseen travel interruption such as injury, illness, or death. It is usually purchased as an add-on provided by many travel providers or by the traveler themselves at financial institutions.

There are two main types of travel insurance coverage: travel medical insurance and trip protection insurance.

Our Reviews

Excellent4.8 Based on 576 reviews from ★★★★★ Great customer service!! Very friendlyBrenda BurtonBrenda Burton ★★★★★ I am very grateful to Sehar Bajwa for her help. She is very patient and professional.Vivian GuoVivian Guo ★★★★★ Dornaz made it very easy getting a quote and then completing the deal.Franz HasenhundlFranz Hasenhundl ★★★★★ Sehar promptly replied to my emails and answered any & all questions I had. Great rates on medical/travel insurance.Natalie HaakNatalie Haak ★★★★★ Dornaz was great to work with. I will be using her for all our tripsIrene HollowayIrene Holloway ★★★★★ Great service by DornazPradeep MohapatraPradeep Mohapatra ★★★★☆ Artmiz provided great service and advice for our last trip so we decided to contact her again for our next trip. She answered all my questions and was very friendly and helpful. I believe she gave me the best insurance deal for my trip to Portugal.LololoLololo ★★★★★ Thank very much for the excellent service, great knowledge in getting for me the best plan for the travel insurance. Well bone!!!Milia KatsMilia Kats ★★★★★ Very efficient, lovely to speak with and made booking insurance much easier for meLouise ZenzenLouise Zenzen ★★★★★ Dornaz was a great help signing me up for my benefits plan.Ahmed ShaatAhmed Shaat ★★★★★ Artmiz was so helpful with getting my coverage for both my trips.It was a pleasure dealing with her.helen careyhelen carey ★★★★★ Dornaz was efficient, friendly, and helpful! Thank you ..Margot BrunelleMargot Brunelle ★★★★★ Artmiz Namazi was very efficient and informative with regards to my requirements for my upcoming trip. Received all my documentation within minutes. She made it a very pleasurable experience!Francine MenardFrancine Menard ★★★★★ I highly recommend this insurance; Dornaz was extremely helpful and kind throughout the process. Easy and quickReuben QaunaqReuben Qaunaq ★★★★★ Artmiz Namazi was amazing. She was very friendly and knowledgable and prompt with a quote. I asked for companies for a quote and your company was the cheapest. I called her back and placed my order for travel insurance for two months. Thank you so much.Artmiz. It was a pleasure dealing with youMaggie VHMaggie VH ★★★★★ I always get great service from R'ceino and Artmiz that's why I keep coming back to your company for our family's travel insurance. Thank you.Doris ConcepcionDoris Concepcion ★★★★★ Very knowledgeable . Thanks DornazCelia AlamCelia Alam ★★★★★ Service was very good, Dornaz was very helpful and prompt in her service.Ernest ComerfordErnest Comerford ★★★★★ Dornaz has been polite - pleasant - prompt in finding a suitable insurance to fit our needs. She represents your company very well. A pleasure to deal with.Brenda AdamsBrenda Adams ★★★★★ Snowbirds for many years, being 80 yrs this year we had to go over the health questionnaire with an agent.  Our agent, Sehar Bajwa was very helpful is guiding and assisting us in answering the heath questions accurately. And we are pleased with the travel insurance plan she recommended . Thank you SeharAndré LanteigneAndré Lanteigne ★★★★★ Dornaz was extremely helpful in assisting me with the best travel insurance for my approaching trip to East Africa. Knowledgeable, professional, friendly, and quick to respond, I feel confident with the coverage I purchased and with it's price. Thank you Dornaz!,Elaine RayElaine Ray ★★★★★ Very easy too renew travel to insurance. Dornaz very helpful and professionalEric MEric M ★★★★★ Doenaz was a very efficient and a delight to deal with.Murray RogersMurray Rogers ★★★★★ Dornaz was extremely helpful and patient whilst helping me organize my travel insurance. Would certainly recommend this service for all travel insurance needs.Maureen edmondsMaureen edmonds ★★★★★ We dealt with Dornaz for our travel insurance needs for an upcoming trip and it was a good experience and we are very happy with what she placed for us. Hopefully we won’t need the insurance but we have peace of mind knowing that we are covered if we do.Murray MorrisonMurray Morrison ★★★★★ Sehar Bajwa Was absolutely lovely, she explained and helped me select travel insurance for myself and husband for our up coming trip. I will keep her contact information for future travel insurance needs.Thank you so much SeharPatti McTavishPatti McTavish ★★★★★ Artmiz was very helpful. She made the process very easy.Janice GrecoJanice Greco ★★★★★ Excellent Customer service by Artmiz Namazi, will recommend to everyoneNudrat UsmaniNudrat Usmani ★★★★★ Doraz was a delight to work with, very helpful, considerate and very well informed .Muriel WhittyMuriel Whitty ★★★★★ Domaz did a wonderful job for me. I felt like she did a very good job in getting me what I wanted and needed for my trip. Great thank you to her.Mark MemorialMark Memorial ★★★★★ Sehar Bajwa was very helpful and gave me all the options for my travel insurance policy and followed up with e mail confirmations.Thanks Sehargamin Diasgamin Dias ★★★★★ I was shopping around for travel insurance and decided to work with Sehar Bajwa Her professionalism and expertise are exemplary. She was able to answer all our questions, responded in a timely manner, and provided a great client experience overall. If you are looking for this type of service, I have no hesitation whatsoever in recommending her.Keith BalconKeith Balcon ★★★★★ Courteous, polite and efficient.Dornaz was great.Steve DufresneSteve Dufresne ★★★★★ Dornaz. Was very helpful. Patient and went out of her way to explain the travel policy to me.Excellent person. And I would highly recommend your firm just from my experience with her.Rosemary HeskaRosemary HeskaRosemary Heska ★★★★★ Dornaz has been extremely helpful, professional, patient & pleasant in our recent travel Insurance business recently. Thank you Dornaz!Jill & RalphJill GeigerJill Geiger ★★★★★ I went online to look into travel insurance as mine was expiring soon. I filled in the information needed and expected a call from a representative.Sehar Bajwa called me a little while later. She went through my application with me and quoted me the rate. The rate was lower than I was given online. I told Sehar that I wanted to take the insurance with Allianz.Sehar was very helpful, answering my questions and putting my application through. A few hours later my travel insurance policy came through in an email.Thank you Sehar for all your help.Sincerely,Cindy WileyCindy WileyCindy Wiley ★★★★★ Wonderful professional servicesylvia bradleysylvia bradleyjs_loader
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At Life Insurance Pro, we understand the paramount importance of family. Our top-tier insurance policies empower you to consistently support your loved ones, ensuring financial stability even in your absence.

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Why Do Canadians Need Travel Insurance?

We all love to travel, but are you prepared for the unexpected? Travel Insurance covers lost baggage, medical emergencies, personal item theft, and cancelled departures.

Depending on your Travel Insurance coverage, you will be partially or fully reimbursed for your unexpected travel related expenses. It is smart to purchase Travel Insurance as soon as you book your trip because you’re unlikely to find an insurer willing to provide you with a plan once you’ve begun your trip. Travel Insurance is vital, even if your trip is within Canada.

Types of Travel Insurance in Canada

There are Travel Insurance plans designed specifically for every possible travel related event which could lead to financial loss. You can mix and match these coverages, or you can purchase a Comprehensive Travel Insurance plan, which includes all coverages for complete peace of mind.

Medical Travel Insurance

Medical Travel Insurance covers expenses related to medical emergencies, injuries, and illnesses. There are two subcategories of Medical Travel Insurance: Single Trip Insurance plan and Multi-Trip Insurance plan.

Lost Baggage Insurance

Lost Baggage Insurance covers you in the event of lost and delayed luggage. The costs of replacement items and your suitcase will be reimbursed.

Trip Cancellation And Interruption Insurance

Trip Cancellation and Interruption Insurance protects you from costs due to cancellation fees and travel interruptions caused by bad weather, travel document hurdles, and family emergencies. With Trip Cancellation and Interruption Insurance, lost reservations, missed flights, and non-refundable tickets will no longer cause you significant financial loss.

All-Inclusive Travel Insurance

All-Inclusive Travel Insurance includes all of the benefits previously mentioned. Your premiums will be higher due to its extensive coverage.

How to Save Money on Travel Insurance?

We want to help you save your money. The best way to save money on Travel Insurance is to compare rates from multiple providers. This can be extremely time consuming. Luckily, Life Insurance Pro does all the hard work for you! By simply requesting a quote online through our website, we check what rates you can get from every major Canadian insurer.

Are You A Frequent Traveler?

Purchasing a Multi-Trip policy saves you money on your Travel Insurance if you travel at least twice per year.

Travelling With Family?

When you purchase Travel Insurance for at least 3 family members, you pay a reduced rate.

Are You A Snowbird?

It’s possible to receive reduced rates when you purchase your policy well in advance of your travels. Some insurers offer reduced rates in late summer and early fall.

Extending Your Trip

Rather than buying a new policy, contact your insurance issuer to top-up your plan.

More Travel Insurance FAQs

Learn more about Travel Insurance with our FAQ section. Get answers to common questions about coverage, benefits, and more.

Travel insurance works similarly to other types of insurance. You will pay a premium in order to get benefits that will offset the costs of unexpected travel delays or emergencies.

Depending on your plan, your travel insurance will cover a portion or all of your expenses – from hotel reservation cancellation to non-refundable flight tickets to lost baggage.

Our travel insurance plan will vary by provider. However, travel insurance may cover a portion or all of the costs associated with travel emergencies and delays. These can include illness, ambulance services, lost belongings, tour cancellations, flight cancellations, delays due to weather, and more.

Travel insurance covers you and your belongings in the case of many issues or emergencies, including:

  • Injury
  • Trip delays
  • Lost baggage
  • Ambulance services
  • Illness
  • Trip cancellation
  • Medications
  • Medical emergencies

Like other types of insurance, rates will vary by provider and the type of coverage you need. Some factors that play a role in your travel insurance rate are:

  • Where you are traveling to
  • The kinds of activities you will be doing
  • How many people are traveling with you
  • How many past claims you have filed, if any
  • Your desired coverage

While some provinces have an arrangement regarding medical billing in case of out-of-province medical necessities, that’s not always the case. You’ll likely need to file a claim to regain your losses. Even in such a scenario, you may not be able to fully recover your incurred costs.

The reason is that the cost of medical procedures varies by province. Your provincial plan may cover a portion of your medical expenses, but still leave you with thousands of dollars that you need to pay out of pocket. You also won’t be covered for emergency transportation back home.

Taking all these factors into consideration, Travel Insurance can considerably reduce your expenses in case of medical emergencies even when travelling within Canada.

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