Seniors Life Insurance

As you reach the esteemed age of 50 or beyond, reflections on the past mingle with concerns for the future. Life Insurance Pro understands the importance of securing your family's financial well-being. Our tailored life insurance options provide peace of mind for seniors, ensuring your loved ones are financially protected in the event of premature death. Providing and ensuring for one’s family is what drives each one of us. Should premature death occur, your life insurance ensures that your loved ones are financially secure. There are many options available out there, tailored to each senior’s needs.

Our Reviews

Excellent

4.8

★

Based on 509 reviews from

★★★★★

Dornaz was very knowledgeable about the travel insurance programs she was offering. She was very professional yet extremely personable and patient answering any questions we had.

Dave Baldwin

★★★★★

I had a very smooth transition with dornaz.she was very professional and a pleasure to deal with.she done my travel insurance in record time and I would like to thank her very much.

Gordon Guy

★★★★★

Dornaz was excellent helping my mother get travel insurance for her upcoming weekend trip. Highly recommend her and Alliance Income Services Corp

Craig Stewart

★★★★★

I found Dornaz very helpful at brokering the best travel insurance from various vendors that will meet my personal needs

Barb Kraler

★★★★★

Dorman was most helpful in arranging my travel insurance, very friendly and knowledgeable , I feel I’m safely covered and ready to enjoy my upcoming vacation!Thankyou so much 🙏

Sharon Opheim

★★★★☆

Just dealt with Sehar Bajwa to obtain a travel insurance for myself and my spouse, she was very patient and answered all my questions that I had. My insurance was completed within minutes and confirmed, she got me the best price compared to other insurance companies that I contacted.Thank you Sehar and all the best.

Manuel Araujo

★★★★★

Today I had the pleasure of dealing with one of your agents, Dornaz Samiei, to obtain travel insurance for an upcoming trip. Dornaz was knowledgeable, professional, courteous and cheerful in her interaction with me. It was a real pleasure being served by a representative with these desirable qualities. You are very fortunate to have her as an employee. Please convey my appreciation to Dornaz for a job well done!David Penney

Dave Penney

★★★★★

I was a pleasure working with Dornaz getting our travel insurance. She was so pleasant and helpful and took the time to shop for the best deal. We lost connection and she called back immediately which is getting to be a rare trait these days. Muchly appreciated and thanks.

Ron Synchena

★★★★★

My experience with Alliance Services Corp. Everything was excellent, and the agent I interact with was really up to his game. He answered all my questions clearly and helped me out.

Frontline Arctic Security

★★★★★

Dornaz was very helpful in arranging medical and trip cancellation insurance for my family. I called back with multiple questions and she provided clear answers. She is efficient and a pleasure to work with - I highly recommend her!

Heather MacKenzie

★★★★★

Dornaz and other Alliance agents have provided exceptional service. Thank you Alliance, (price was good too). Bozena E.

Ella

★★★★★

Excellent and caring customer service

Maria Costantino

★★★★★

Dornaz at alliance was very efficient to get my travel insurance stated. Prompt service and she seems very professional.I felt comfortable dealing with her on the phone and very detailed about how the coverage worksI will definitely in future go back to AllianceThank you Dornaz

Shiraz Ali

★★★★★

Excellent customer service from Dornaz. Thank you kindly for the great service & for explaining everything so well to me. Much respect.

Victoria Fudge

★★★★★

Our agent Artmiz was very knowledgeable and answered all of our hypothetical travel scenarios with ease. The premium savings were significant because Allianz offers "top-up" products to those of us who have existing coverage, but need more.

Catherine Onishi

★★★★★

Dornaz helped me with extended travel insurance, she found me an excellent rate! She was very kind and professional. In the future Dornaz will be my go to agent. Best Wishes Dornaz!

Linda Taylor

★★★★★

Dornaz is great agent!

Kawtar Manyari

★★★★★

Artmiz was very professional and quick to answer all my questions . She was very knowledgeable of her products. Thanx Artmiz

ron raymer

★★★★★

Dornaz was informative, efficient and thorough. She found the best rates with options

stephen ott

★★★★★

Dornaz and Alliance has treated me well so far. Trip doesn't happen until the fall

Wayne Kemp

★★★★★

Sehar Bajwa was my agent providing trip cancellation, interruption and baggage insurance for an upcoming international flight. She was very thorough and patient providing me with the information required to make this a smooth and quick transaction. Thank you Sehar.

Geri Fazakas

★★★★★

Very informative and willing to find us the best quote to suit our needs.

Gary

★★★★★

Sehar bejas looked after my travel insurance in a pleasant, knowledgeable and professional manner

Ingrid Cameron

★★★★★

Sehar was very patient with me and explained different options for our travel requirements. We saved money buying travel insurance through your company. Thank you Sehar!

Marilyn Kelly

★★★★★

Great advice.

Denise Keep

★★★★★

Dornaz was great at finding good medical coverage for myself and daughter.thanks so much

Ellen Wilson

★★★★★

Had a great experience working with George. He was able to save us money on our Group Insurance policy. Professionalism, great communication and great follow up. Thank you.

Gregory van Duyse

★★★★★

I always get great service from R'ceino and Artmiz that's why I keep coming back to your company for our family's travel insurance. Thank you.

Doris Concepcion

★★★★★

Dornaz eas extremely helpful and a pleasure to deal with.

Kathryn Kates

★★★★★

I dealt with Dornaz regarding our medical insurance during our trip to Europe.Found her to be knowledgeable, polite and patient .

Etienne Pinto

★★★★★

I appreciate the patience with me and quick and great service. I feel much better now that this part of the process is over

Debbie Cain

★★★★★

VERY KNOWLEDGEABLE, HELPFUL, AVAILABLE. GREAT TO WORK WITH!

anne chang

★★★★★

Dornaz was the agent that reached out to me. She was helpful and explained the travel coverage to me. I decided to purchase the coverage. She was helpful and patient.

Cindy Kent

★★★★★

Dornaz answered promptly. She was knowledgeable and provided exceptional service.

Betty McNaught

★★★★★

Sehar Bajwa helped me secure the additional top-up trip cancellation/interruption and baggage coverage (aka the non-medical package) for my upcoming vacation. She was knowledgeable, helpful, and quickly answered my questions. And when our call dropped she immediately called me back. It was a pleasure working with Sehar. She made shopping for and purchasing travel insurance simple and easy. Allianz (aka Alliance Income Services Corp) has the best value for travel insurance.

Pamela MacCrostie

★★★★★

I've just purchased comprehensive travel insurance from Agent Sehar Bajwa. What a pleasure to work with her. Sehar's professionalism and patience were outstanding start to finish!! Communications, documentation and follow-up were very clear.

Brenda Ciolfi

★★★★★

I’ve had the pleasure of dealing with Sehar Bajwa for all my travel insurance needs. She is unfailingly pleasant and professional. I will continue to count on her knowing that I’m in very capable hands.

Chris Penny

★★★★★

Excellent service from Sehar Bajwa. Not pushy answered questions and got the policy to me quickly. Thank you

Ingrid Swenker

★★★★★

Sehar was very helpful. Made the process painless!

Lynne Fulcher

★★★★★

Sehar Bajwa was the agent with whom I spoke. She was very helpful and efficient. I was also quoted Travel Cancellation and Interruption Insurance by two other agents at different companies. I went with Sehar because she provided me with the most thorough information and an excellent rate.

estolte

★★★★★

Wow what a great experience these guys are so knowledgeable.

steve R

★★★★★

I recently had the pleasure of working with Dornaz at Allianz global assistance who helped me secure health and dental insurance, and I couldn't be more satisfied with the experience. From the moment we started the conversation, she was incredibly knowledgeable and attentive to my needs. She took the time to explain all my options clearly, ensuring I understood the details of each plan.What stood out the most was Dornaz’s patience and willingness to answer all my questions, no matter how small. She made the entire process smooth and stress-free, guiding me through all the process and making sure I felt comfortable with my decision. Thanks to her expertise, I feel confident that I chose the best health insurance plan for my needs. I highly recommend Allianz Global assistance services to anyone looking for reliable and friendly assistance in navigating health and dental insurance options! From my experience, Allianz Global assistance is the best insurance company outta here!

Parfiano

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Why Seniors in Canada Need Life Insurance

Life Insurance offers crucial protection for seniors’ loved ones upon their passing. It ensures financial security, maintaining their standard of living. Essential if spouses, children, or others depend on them financially. Life Insurance covers funeral expenses, debts, and provides income for beneficiaries, depending on the chosen coverage. Certain policies allow seniors to withdraw premiums if necessary, but unpaid withdrawals may reduce the payout at passing.

Types of Seniors Life Insurance in Canada

Similar to traditional life insurance, Seniors Life Insurance falls into several different categories:

Term Life Insurance for Seniors

Provides coverage for a specified term, typically 10 to 30 years, offering a fixed premium rate. Ideal for seniors seeking temporary coverage to protect loved ones during mortgage payments or other financial obligations.

Whole Life Insurance for Seniors

Offers lifelong coverage with a guaranteed death benefit and cash value accumulation. Premiums remain fixed, making it suitable for seniors looking for permanent coverage to leave a legacy or cover final expenses.

Guaranteed Issue Life Insurance for Seniors

Requires no medical exam or health questions, ensuring acceptance regardless of health condition. Provides coverage for funeral expenses or outstanding debts, making it accessible for seniors with pre-existing health conditions.

Simplified Issue Life Insurance for Seniors

Does not require a medical exam but involves answering a few health-related questions. Offers quicker approval than traditional policies, making it suitable for seniors seeking coverage without the hassle of a medical exam.

Final Expense Insurance for Seniors

Specifically designed to cover end-of-life expenses, such as funeral costs and outstanding debts. Provides peace of mind for seniors and their families, ensuring financial readiness for inevitable end-of-life expenses.

Tips to Save Money on Seniors Life Insurance

We understand the importance of saving money for seniors. Comparing rates from various providers is key to finding affordable Seniors Life Insurance. However, it can be time-consuming. That’s why Life Insurance Pro simplifies the process by checking rates from major Canadian insurers when you request a quote through our website. More important ways to save money on Seniors Life Insurance are:

Age Consideration

Your age greatly impacts your premiums. Purchasing a policy at a younger age is advisable to avoid higher rates. Secure life insurance before your next birthday to mitigate premium costs.

Health Status Evaluation

For healthy seniors, opting for a fully underwritten policy can result in significantly lower premiums.

Smoking Habits

Smokers may face premiums up to 100% higher than non-smokers for equivalent coverage. Quitting smoking not only saves money but also improves health.

Policy Renewal Assessment

As rates may change over time, consider comparing new policies or converting your Term plan to Permanent Life Insurance instead of renewing your current policy.

Seniors Life Insurance FAQ’s

This Seniors Life Insurance FAQ section provides even more information on the topic:

Yes, many insurance companies offer life insurance specifically designed for seniors, with varying coverage options and eligibility criteria.

Factors such as age, health status, smoking habits, and the type of policy chosen can influence seniors’ life insurance premiums.

It depends on the type of policy selected. While some policies may require a medical exam, others, such as guaranteed issue or simplified issue life insurance, do not.

Yes, seniors can explore options to switch or upgrade their life insurance policies, depending on their changing needs and financial circumstances.

Missing a premium payment could result in a lapse of coverage, depending on the policy terms. Seniors should consult with their insurance provider to understand the options available in such situations.

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