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Group Benefits

Demonstrate your commitment to your employees' well-being while simultaneously attracting top-tier talent, reducing turnover rates, and enhancing business productivity by investing in Group Benefits. Our tailored solutions cater to the Canadian workforce, ensuring comprehensive coverage and peace of mind for all.

Group Benefits offer a powerful incentive for employees, showcasing your dedication to their health and financial security. With our customizable packages, you can provide a range of benefits including health insurance, dental coverage, vision care, and more, tailored to meet the diverse needs of your team.

By offering Group Benefits, you not only show your employees that you value their health and well-being, but you also create a competitive edge in the job market, attracting top talent who seek employers that prioritize employee welfare. Additionally, comprehensive benefits can contribute to higher employee satisfaction and loyalty, reducing turnover rates and fostering a positive work environment.

At Life Insurance Pro, we specialize in delivering premier Group Benefits solutions designed to meet the unique needs of Canadian businesses. Contact us today for a personalized consultation and let us help you build a benefits package that enhances both employee satisfaction and business success. Don't miss out on the opportunity to invest in your team's future—secure your Group Benefits package now and reap the rewards of a healthier, more engaged workforce.

Our Reviews

Excellent4.8 Based on 352 reviews from ★★★★★ Artmiz was very pleasant and efficient to deal with. She was prompt in her replies, and in answering any other questions we had. Her travel insurance pricing was the best that we found,Jean BamfordJean Bamford ★★★★★ Artmiz was totally great!! She is so pleasant, efficient and she gave us the best price and advice!! It was a pleasure to work with her.Ian BamfordIan Bamford ★★★★★ Very good. LovelyDonna KeenanDonna Keenan ★★★★★ Our agent Artmiz was very knowledgeable and answered all of our hypothetical travel scenarios with ease. The premium savings were significant because Allianz offers "top-up" products to those of us who have existing coverage, but need more.catherine onishicatherine onishi ★★★★★ Ummi is always helpful and professional. She has been helping our family for all travel insurance over the past years.MargieMargie ★★★★★ Ummi is courteous and professional. Good job!Rod SetoRod Seto ★★★★★ Artmiz was very pleasant and helpful in providing the coverage needed for my trip.John CliffordJohn Clifford ★★★★★ Nice Dealing And Nice Explanation…Harman BasraHarman Basra ★★★★☆ I want to let everyone know that when you buy your insurance from Alliance, buy it from Dornaz. I have had 2 separate policies through her and can't say enough about her thoroughness, knowledge of the product and her customer service. It was pleasure dealing with her.Nola DyckNola Dyck ★★★★★ Great customer serviceJennifer PhillipsJennifer Phillips ★★★★★ I had a very good experience with Dornaz. She was very helpful and got my policy together quickly. I will certainly recommend her to my friends.Steve StaplesSteve Staples ★★★★☆ Thank you Theresa and Adam for your help with our travel insurance plans, for your timely assistance and the savings you were able to find for us.Yogashiatsuyucatan DonypaolaYogashiatsuyucatan Donypaola ★★★★★ Artmiz Namazi provided excellent service. She was very professional and took the time to explain the insurance coverage and answer all my questions. She is a great asset to your company and I will not hesitate to recommend her to my friends and familyChris DingsdaleChris Dingsdale ★★★★★ Artmiz was very helpful, friendly and informative. She really knows her subject and was ready to help in any way.Carolyn CassellsCarolyn Cassells ★★★★★ Theresa Heuser is professional and competent in the insurance process. A pleasure!Ronald BironRonald Biron ★★★★★ What a pleasure dealing with Ummi, who took all the pain out of purchasing Travel Insurance for my wife and I, who are both 80 year old Seniors. Sensitive and yet enquiring, Ummi guided us through the minefield of questions with the competant ease of an expert. Ummi was responsive to any unintended omissions and made sure there were no loose ends that could disqualify any future claim. We go on Holiday knowing that we have been professionally prepared with cover for Medical emergencies, if they should arise.John DawkinsJohn Dawkins ★★★★★ great service by the phone and email.h mh m ★★★★★ We bought Emergency Medical policy for our coming trip from Ummi Hanny. She was such a good help and responsive to all our questions, either by phone or emails. Such an excellent service, above and beyond our expectations!! Thank you!Jacob SteinbergJacob Steinberg ★★★★★ We booked travel insurance with Ummi Hanny for a river cruise we are taking this summer. She was very professional, responded quickly and efficiently to emails, calls and questions. Would definitely recommend her and Alliance/Allianz.Kathy CastleKathy Castle ★★★★★ It was a pleasure to deal with Artmiz. Very polite and Patient. Nice to deal with someone who knows and enjoys their job.Tom BrailsfordTom Brailsford ★★★★★ I just finished getting a tailored insurance package with the help of Ummi. I really appreciated the attention to detail and how knowlegable she was on the various packages. Ummi was able to get us an annual package for me and my wife that focused on our need for Trip Cancellation/Inturruption and also a single trip comprehensive package for our 3 grandchildren that will be traveling with us on our next trip. It was a pleasent experience. Ummi detailed the options and made recommendation that ensured we had the coverage we needed at the best possible price. This was all done over the phone and email and we received the comple package immediately after the purchase in our email. Thanks UmmiJeff LangJeff Lang ★★★★★ We were helped by Ummi Hanny she is very professional and helpful.Thanks for your understanding,Heinz KriegerHeinz Krieger ★★★★★ Ummi was our Insurance agent helping with getting medical and cancelation policy -she was very professional and knowledgeable and was able to get us a very reasonable insurance rates.Milos RudolfMilos Rudolf ★★★★★ Eric provided policy information, confirmed my personal details to ensure the policy would be correct, processed my payment quickly.Tracy HastingsTracy Hastings ★★★★★ I dealt with Ummi Hanny, oh my she was wonderful! She even laughed at my jokes. What a great first experience.Lise BeaulneLise Beaulne ★★★★★ Ummi. was very helpful and pleasant. Billwilliam rockwilliam rock ★★★★★ Our purchase of Allianz Emergency Medical Insurance through Alliance Income Services Corp was a breeze. Ummi and Mariam was a pleasure to work with. They were both very patient, knowledgeable, and efficient in presenting the various options available to us. Mariam did a lot of leg work comparing several insurance companies just to find a plan that suit our needs. Ummi then completed the processing of the policy effortlessly and made the process seamless. I would highly recommend anyone who needs an insurance coverage to speak to especially this two ladies.Danny ChinDanny Chin ★★★★★ My agent Artmiz was very helpful and provided me with a quote quickly. When I was ready to accept the quote she responded quickly and sent me all the necessary documents just as efficiently. Happy with my interactions.Stephanie RumbleStephanie Rumble ★★★★★ Eric and Bob were both extremely helpful and attentive to my needs.Paul CodyPaul Cody ★★★★★ Teresa was great. Addressed all my concerns.Robert CarterRobert Carter ★★★★★ The service given by Ummi Hanny was excellent- very pleasant, courteous and professional.Simin MeshginnafasSimin Meshginnafas ★★★★★ I had a top notch experience with this insurance broker. Eric Clementi was the person that helped me from the day that I asked for a quote online. He was very thorough with explaining every minor details that might be misunderstood between the client and the provider. Eric is very professional with his tone of voice which makes a potential client feel at ease. Nonetheless, I’ve tried different insurance broker, their monthly fees are way above the average, Alliance income Services Corp has the most decent fee for a family of five… it’s a bang for the buck kind of thing. Truly recommend this company. 👍Mark EngelMark Engel ★★★★★ Eric Clemente and Ryan were excellent to deal with. Both were very helpful , to the point , and curious .Michael BoudreauMichael Boudreau ★★★★★ Excellent service by Eric Clementi and Ryanmargaret burnsmargaret burns ★★★★★ Eric and Adam were very helpful with my travel medical insurance. Now I realize if I have to use this coverage that I will be in great hands.Bonnie SmithBonnie Smith ★★★★★ Hello...Eric was very easy to work with ....very polite....and set up my insurrance policy very quickly....thank you again Eric....Marsha Risser.Marsha RisserMarsha Risser ★★★★★ I ordered insurance for my husband and myself. It was a very easy process and was helped greatly by Eric and Dylan. Both were very diligent with helping me through it all. Very easy and quick.Marilee Van BuskirkMarilee Van Buskirk ★★★★★ It was a pleasure speaking with Eric Clementi. He was polite, understanding and considerate.Mohinder BangaMohinder Banga ★★★★★ I was quite happy to get excellent & friendly customer services from Artmiz - very helpful & knowledgeable!Bruce YeeBruce Yee ★★★★★ Great service from knowledgeable and very helpful people. Thank you Eric Clementi and Ezarie!Beverley HowickBeverley Howick ★★★★★ Eric Clementi is the manYunus PatelYunus Patel ★★★★★ I had to sign up for my own health and dental insurance. The staff at this company were quick to get back to me and provide suggestions on insurance plans. The sign up process was very easy to do over the phone. I communicated with Eric Clementi who was very professional and efficient.Muhammad KoyaMuhammad Koyajs_loader
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At Life Insurance Pro, we understand the paramount importance of family. Our top-tier insurance policies empower you to consistently support your loved ones, ensuring financial stability even in your absence.

Take the first step by clicking below to receive a personalized quote.

Group Benefits Explained

Group Benefits encompass a range of insurance offerings designed to provide comprehensive coverage for employees within an organization. These benefits typically include coverage for prescription medication, dental and vision care, Short-Term and Long-Term Disability Insurance, Critical Illness Insurance, as well as other essential benefits.

One of the key advantages of Group Benefits is their cost-effectiveness compared to individual insurance plans. By pooling together a large number of individuals within the same group, insurers can offer more competitive rates and broader coverage options. To purchase Group Benefits, one must be either the business owner or the primary employer. These policies are often highly flexible, allowing employers to tailor coverage to meet the specific needs of their workforce. For example, if an employer wishes to provide Critical Illness benefits to management but not office workers, they have the flexibility to do so. Furthermore, adjustments to the policy, such as adding or removing coverage, can typically be made on a monthly basis with just 30 days notice.

Group Benefits plans can be obtained with as few as two employees, making them accessible to small businesses. Additionally, part-time and contract workers may also be eligible to participate in the plan, further extending coverage to a wider range of employees. Common benefits covered by Group Insurance include Health and Dental Insurance, Basic Life Insurance, Short-Term and Long-Term Disability Insurance, Travel Insurance and so much more. Employers have the flexibility to customize their plan to include desired benefits and select appropriate levels of coverage for each, ensuring that the plan meets the unique needs of their workforce.

In summary, Group Benefits provide a cost-effective and flexible way for employers to offer comprehensive insurance coverage to their employees, promoting employee well-being and financial security within the workplace.

Tips to Saving Money on Group Benefits

We’re dedicated to helping you maximize your savings. One effective strategy for reducing costs on Group Benefits is to compare rates from various providers. While this task can be daunting and time-consuming, Life Insurance Pro. simplifies the process for you. Through our website, you can easily request a quote online, and we’ll handle the legwork by sourcing rates from all major Canadian insurers on your behalf. More tips on how to save money on Group Benefits are:

Expand Your Workforce

Expanding your team can lead to reduced premiums as the risk is spread across a larger pool of employees.

Lower the Average Employee Age

Group Benefits expenses tend to decrease with a younger workforce.

Tailor Benefit Offerings

Boost workplace satisfaction and productivity by demonstrating care for your employees. However, ensure that the benefits offered are essential, eliminating redundant coverage.

Review Cost-Sharing Arrangements

Employees typically pay less for employer-provided coverage compared to individual plans, especially with a 50% cost-sharing arrangement. Adjust the cost-sharing percentage to align with your business’s financial goals and priorities.

Group Benefits FAQ’s

This Group Benefits FAQ section aims to provide even more valuable information on the topic:

Group Benefits are insurance offerings provided by employers to their employees as part of a group policy. These benefits typically include health, dental, vision, disability, and life insurance coverage. Unlike individual insurance plans, Group Benefits are purchased by the employer for the entire workforce, often at a lower cost due to economies of scale and risk pooling.

Group Benefits can be a significant factor in attracting and retaining top talent. By offering comprehensive benefits packages, businesses demonstrate their commitment to employee well-being and financial security, which can enhance job satisfaction and loyalty among employees.

Group Benefits packages typically include a range of coverage options such as health insurance, dental insurance, vision care, disability insurance (short-term and long-term), life insurance, and sometimes additional benefits like critical illness insurance and wellness programs.

Yes, many insurers offer flexibility in designing Group Benefits plans to meet the unique needs of each employer and their workforce. Employers can often customize coverage options, benefit levels, and cost-sharing arrangements to align with their business goals and employee preferences.

The cost of Group Benefits depends on factors such as the size of the workforce, the level of coverage selected, the age and health status of employees, and the location of the business. Employers can work with insurance providers to obtain quotes and compare rates from multiple insurers. Additionally, implementing cost-sharing strategies, adjusting coverage levels, and promoting employee wellness can help reduce premium costs over time.

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Group Benefits Form (#21)
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