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Health & Dental Insurance

Why is Health Insurance Essential for Canadians? Your well-being is paramount.

While provincial health plans cover most healthcare expenses, gaps exist, necessitating private sector support. These gaps encompass vital areas such as dental care, vision care, prescription drugs, chiropractic services, mental health support, rehabilitation services, and medical equipment. Investing in comprehensive health insurance ensures holistic coverage, addressing both routine and unforeseen medical needs, thus providing peace of mind for you and your loved ones.

Our Reviews

Excellent4.8 Based on 447 reviews fromAs seniors in our + 70s we know travel medical insurance can be costly without taking out a mortgage. Fortunately our health is better than most our age or even some younger and understand Insurance Underwriters and Acturaries go by statistics. The agent we talked to Karen Write was absolutely patient and helpful. We were pleasantly surprised by the quote she gave, as the quote we had from another carrier was about 3 times more. Naturally we went with Karen Write at Alliance. We can't thank her enough for being so patient, undestanding and helpful. If in the future we are fortunate, health wise, to continue to travel we will definitely call Karen Wright at Alliance. CUDOS to Karen WrightRobert GrillsRobert Grills5 days agoClear Communication and assurance of serviceEdwin DrewloEdwin Drewlo8 days agoi was very impressed with sehar prompt response and helped me through with me getting what i neededNadir HabibNadir Habib9 days agoSehar Bajwa was very competent and helpful. I have dealt with her for 3 years and I always get the same quality service when purchasing travel insurance from her.Judy HowardJudy Howard15 days agoI have just worked with Dornaz Samiei in purchasing trip insurance, and she was informed, efficient and friendly. I couldn't ask for more. Thanks.Danny SwainDanny Swain15 days agoSehar Bajwa was extremely helpful while we were searching for travel insurance for our upcoming trip. Sehar provided all necessary information and setting up the required insurance was very easy and well-pricedKelly LePageKelly LePage16 days agoGeting tarvel insurance,all process to finalaize our insurance documents was pleasent because friendly (not puschy)and very profesional lady Sehar Bajwa thank you SEHARI R bI R b18 days agoSimply an Amazing Individual. The Reason I buy my Insurane from.Allianz!!!!Thank You Dornaz!Len HirschLen Hirsch20 days agoDornaz was very helpful and responsive to my requests which I really appreciate!Susan MaddenSusan Madden23 days agoThank you Dornaz Samiei for the above service you gave me today. You have so much knowledge and patience.Susan WhiteSusan White26 days agoGreat help by Alliance Sehar was a great help.anne johnsonanne johnson27 days agoDealing with Dornaz was such a pleasure. Great customer service!Maida KellgrenMaida Kellgren28 days agoAzita was very helpful and patient with me as I was trying to make my travel insurance choice. She called me back about 3 times and when I was finally ready, she was away and Dornaz was equally helpful in completing my application. I would recommend this company!Donna HemmingDonna Hemming28 days agoVery helpful and friendly people to deal with. Dornaz answered all my questions and helped me with my travel insurance. I would highly recommend this company.Dawna ShaneDawna Shanea month agoI am very pleased with the service I received from Alliance. Dormaz was my contact. She was very friendly and easy to talk to. She answered all my questions with kindness, patience, and respect. She found me a policy which offered the coverage I wanted at a better price than I had been able to find on my own.Tina RhodesTina Rhodesa month agoVery friendly and easy to talk with. Dornaz explained things clearly and allowed me to ask any questions.Robert HamiltonRobert Hamiltona month agoVery friendly and efficient service!Frances HeywoodFrances Heywooda month agoSpent time searching for best options for my needsmarg marlinmarg marlina month agoDornaz was extremely helpful to get the right travel insurance for us. She was very friendly and knowledgeable.Barbara HanserBarbara Hansera month agoUmmi. Excellent representative. Very pleased.Darla SwardDarla Swarda month agoDornaz was very friendly and professional providing me with travel cancellation/interruption insurance.Gail CampbellGail Campbella month agoI’m so happy in dealing with Ummi Hanny , she’s absolutely a star, she really helped me finding the right insurance for me.hanne sajdahanne sajdaa month agoGreat travel insurance Dornaz was very professional.Denise Morgan-FellDenise Morgan-Fella month agoVery pleasant, efficient and helpfulA. Ron AlgateA. Ron Algatea month agoVery easy to set up policy on a ti.ely manner.Brent ClaytonBrent Clayton2 months agoThe cost quoted was definately comparable to other carriers. My only complaint is that you can never call and get a direct quote. You always have to leave a message and wait for a call back. I find that inconvenient. It took me 2 days to get a quote. It used to take less than 30 minutes.Nora from AuroraNora from Aurora2 months agoGreat service by Dornazpradeep mohapatrapradeep mohapatra2 months agoDealt with Sehar Bajwa for travel insurance coverage for Caribbean cruise.Dealt with her for previous policy as well.Was very pleasant and helpful in completing the application.Dennis WrightDennis Wright2 months agowe dealt with Dornaz as our agent. Great service. First time using Alliance but will not be our last. Thank youNogutsNoguts2 months agoDornaz was knowledgeable, professional, friendly and took the time to explain things clearlyGerald BerezukGerald Berezuk2 months agoThanks to Mia Chen we were able to get our home insurance. She is very professional and safe.Genry Garcia LópezGenry Garcia López2 months agoI reached out to Alliance in my search to get travel insurance for an immigration visa for a family member. Ummi has been great throughout the process. She was available for all questions I had and assisted me in extending the plan as we had delays. I highly recommend her services as an insurance broker.Thank you Ummi!LilyLily2 months agoSehar Bajwa looked after all my travel insurance needs in the utmost professional mannerShe was very helpful asking the right questions to help get the insurance that was right for me. I will definitely call her for my next trip to JapanDee TungDee Tung2 months agoTo date everything promised was delivered. If we ever need to make a claim, I will update with our experiencesJames FrancisJames Francis2 months agoSehar Bajwa helped me with buying travel insurance for my husband. She was amazing!! The process was fast and painless. This was first time buying travel insurance and I was little leery about it but Sehar was very helpful in answering all my questions and she was very patient and caring. Thank you Sehar for making it so easy for me and it was pleasure dealing with you.Pratibha MalaviaPratibha Malavia2 months agoA fantastic experience! Sehar could not have been more helpful and competent. It was a real pleasure with someone so efficient and patient. I have already recommended Alliance Income to some friends and directed them to Sehar. Great work! Keep it up!Suzanne & Roy Cormier PalmerSuzanne & Roy Cormier Palmer2 months agoVery knowledgeable and able to recommend the best insurance for the circumstancesAntonio TalangaAntonio Talanga2 months agoSarah, was very helpful in providing us with answers to our questions, and guiding us through our needs for travel insurance.Jan-Paul LandryJan-Paul Landry2 months agoExcellent service from Ummi.Chris PaveleyChris Paveley3 months agoSahar provided a detail of my coverage was very courteous allowed me to review! After a couple weeks later we reconnected to secure!Great experience!Dave FabelloDave Fabello4 months agojs_loader
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At Life Insurance Pro, we understand the paramount importance of family. Our top-tier insurance policies empower you to consistently support your loved ones, ensuring financial stability even in your absence.

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How Important is Health Insurance for Canadians?

Your well-being is paramount. Although provincial health plans cover most of your healthcare expenses in Canada, it won’t cover preventative care, placing responsibility on the private sector. In addition to the essential services discussed above, private health insurance offers invaluable benefits for preventive care, ensuring proactive management of your health. With coverage for services like chiropractors, massage, mental health practitioners, wellness programs and so much more. With these services, you can prioritize prevention and early detection of health issues. This proactive approach not only enhances your overall well-being but also reduces the risk of developing serious medical conditions. By investing in private health insurance, you gain access to comprehensive preventive care, empowering you to maintain optimal health and longevity.

Types of Health Insurance in Canada

Health and Dental Insurance serves to supplement what your provincial plan and employer may not cover. Options include standalone Health Insurance or Dental Insurance plans, as well as comprehensive packages combining both. With varying levels of coverage tailored to specific needs, our specialists can assist in identifying the optimal plan at competitive rates.

Dental Insurance

Dental health is essential, as issues can arise at any time. Dental Insurance typically covers up to 80% of preventive dental care costs, encompassing check-ups, cleanings, extractions, fillings, scalings, and x-rays. For orthodontic care or major restorative procedures, specialized plans offer coverage at higher premiums and potentially increased co-payments, providing invaluable peace of mind.

Health Insurance

Supplementing your provincial plan, Health Insurance extends coverage to services like prescription medications and vision care, as well as mental health support, hearing aids, physiotherapy, and more. Essential for those with specific health needs, Health Insurance offers tailored coverage to ensure comprehensive care and financial security.

Health And Dental Insurance

Combining dental and additional healthcare coverage, Health and Dental Insurance fills gaps left by provincial plans. This comprehensive insurance option offers peace of mind and ensures comprehensive health coverage. With diverse plan options tailored to individual needs, our experts are dedicated to finding the ideal solution for you.

Tips on Saving Money on Health & Dental Insurance

Our aim is to assist you in saving money. The most effective method to economize on Health & Dental Insurance is by comparing rates across various providers. However, this task can be exceedingly time-consuming. Fortunately, Life Insurance Pro streamlines the process for you. With just a request for a quote on our website, we undertake the rigorous task of evaluating rates from major Canadian insurers, ensuring you receive the most competitive options available. In addition to having our stellar staff doing the heavy lifting for you, here are some tried, tested and true tips to saving money on Health and Dental Insurance.

Compare Plans Regularly

Regularly comparing health and dental insurance plans allows you to stay informed about available options and potential cost savings. Reviewing policies annually or when major life changes occur ensures you’re getting the best coverage at the most competitive rates.

Opt for Higher Deductibles

Choosing a plan with higher deductibles can lead to lower monthly premiums. While this means you’ll pay more out-of-pocket for healthcare expenses before insurance coverage kicks in, it can significantly reduce your overall premium costs, especially if you’re generally healthy and don’t anticipate frequent medical visits.

Utilize Wellness Programs

Many health insurance providers offer wellness programs aimed at promoting preventive care and healthy lifestyle choices. By participating in these programs, which may include discounts on gym memberships, nutrition counseling, and smoking cessation programs, you can improve your health outcomes while potentially reducing long-term healthcare costs.

Explore Group Coverage Options

Group health and dental insurance plans, often offered through employers or professional associations, typically provide more comprehensive coverage at lower rates compared to individual policies. Take advantage of group coverage options if available, as they often offer significant cost savings and broader benefits.

Maintain Good Health Habits

Prioritizing preventive care and adopting healthy lifestyle habits can lead to significant cost savings on health and dental insurance premiums over time. By maintaining a healthy weight, exercising regularly, eating a balanced diet, avoiding tobacco use, and attending regular check-ups, you can reduce your risk of chronic health conditions and potentially qualify for lower insurance rates.

Health & Dental Insurance FAQ’s

This FAQ section aims to provide even more valuable information on the topic of Health & Dental Insurance in Canada.

While provincial health plans cover basic medical expenses, they often have limitations. Health and Dental Insurance in Canada bridges these gaps, offering coverage for services like prescription drugs, dental care, vision care, and more.

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