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Travel Insurance

Travel insurance is a coverage designed to protect the traveller financially in the case of unforeseen travel interruption such as injury, illness, or death. It is usually purchased as an add-on provided by many travel providers or by the traveler themselves at financial institutions.

There are two main types of travel insurance coverage: travel medical insurance and trip protection insurance.

Our Reviews

Excellent4.8 Based on 525 reviews from ★★★★★ Thank you Dornaz was very helpful, service was quick and easy.Maureen WalkerMaureen Walker ★★★★★ Courteous, polite and efficient.Dornaz was great.Steve DufresneSteve Dufresne ★★★★★ Dornaz. Was very helpful. Patient and went out of her way to explain the travel policy to me.Excellent person. And I would highly recommend your firm just from my experience with her.Rosemary HeskaRosemary HeskaRosemary Heska ★★★★★ Dornaz has been extremely helpful, professional, patient & pleasant in our recent travel Insurance business recently. Thank you Dornaz!Jill & RalphJill GeigerJill Geiger ★★★★★ I just secured medical and cancellation insurance due to the incredible helpfulness of Dornaz! She was patient, and thorough. In this day and age of not getting to speak to a real person she was wonderful to interact with! Thank you Dornaz!MelodyMelody ★★★★★ I went online to look into travel insurance as mine was expiring soon. I filled in the information needed and expected a call from a representative.Sehar Bajwa called me a little while later. She went through my application with me and quoted me the rate. The rate was lower than I was given online. I told Sehar that I wanted to take the insurance with Allianz.Sehar was very helpful, answering my questions and putting my application through. A few hours later my travel insurance policy came through in an email.Thank you Sehar for all your help.Sincerely,Cindy WileyCindy WileyCindy Wiley ★★★★★ Wonderful professional servicesylvia bradleysylvia bradley ★★★★★ My agent went over and above to make my experience a great one .. she searched to make sure I got the best policy and price available.. highly recommend my agentMary RolMary Rol ★★★★★ Dornaz was most helpful in helping me to understand and complete our application for travel insurance. She is polite and cheerful to deal with and answered all my questions.Lea HajnrychLea Hajnrych ★★★★★ Had a great experience with George Solomonov. Was very informative, knowledgeable with all questions and kept up with my busy schedule. Highly recommend George!!Peter RizkPeter Rizk ★★★★★ Dornaz got me a less expensive plan and canceled the one I mistakenly purchased. She was very professional and completed things in a quick efficient manner. I’ll be back next year.Stewart ClowStewart Clow ★★★★★ Very obliging and helpful. Will go back again when needed .Barbara WhatesBarbara Whates ★★★★★ I have used Dornaz for several of my group trips, always helpful. Enjoy dealing with herThank youLynda RussellLynda Russell ★★★★★ Artmiz was quick, efficient and she made the process of booking travel insurance a BREEZE. I highly recommend Alliance for your travel insurance needs.Sam CrosbySam Crosby ★★★★★ Thank you Dornaz, your help was effective and clear .George El KhalGeorge El Khal ★★★★★ Agent was very helpful, polite and efficient.Ron BenvenutoRon Benvenuto ★★★★★ Dornaz was exceptional in helping me with getting both my travel and medical insurance. She was always available to answer all my questions and concerns and the whole process went smoothly. I would highly recommend Dornaz to anyone looking for travel insurance.Ann CoxAnn Cox ★★★★★ Thank you Artmiz for pulling everything together so quickly for me.Your professionalism and level of service is second to none.I have purchased coverage a few times traveling across Canada, the US and Europe.Thank you again Artmiz 😎Frank MarchiondaFrank Marchionda ★★★★★ Very efficient and provided just the coverage we needed.Bonnie WincharBonnie Winchar ★★★★★ Ms. Dornaz Samiei is a great person, very professional to contact for your travel medical insurance in the future. I highly recommended her great services with a very good understanding and caring. Thank you Dornaz.Minh L. NguyenEdmonton, Sept. 16, 2025MinhLuong NguyenMinhLuong Nguyen ★★★★★ Sehar Bajwa was very helpful in finding us travel insurance. I did shop around and compared policies. She answered all my questions and got me the best price.Ettie Van DijkEttie Van Dijk ★★★★★ Dornaz was excellent helping my mother get travel insurance for her upcoming weekend trip. Highly recommend her and Alliance Income Services CorpCraig StewartCraig Stewart ★★★★★ I found Dornaz very helpful at brokering the best travel insurance from various vendors that will meet my personal needsBarb KralerBarb Kraler ★★★★☆ Just dealt with Sehar Bajwa to obtain a travel insurance for myself and my spouse, she was very patient and answered all my questions that I had. My insurance was completed within minutes and confirmed, she got me the best price compared to other insurance companies that I contacted.Thank you Sehar and all the best.Manuel AraujoManuel Araujo ★★★★★ Today I had the pleasure of dealing with one of your agents, Dornaz Samiei, to obtain travel insurance for an upcoming trip. Dornaz was knowledgeable, professional, courteous and cheerful in her interaction with me. It was a real pleasure being served by a representative with these desirable qualities. You are very fortunate to have her as an employee. Please convey my appreciation to Dornaz for a job well done!David PenneyDave PenneyDave Penney ★★★★★ I was a pleasure working with Dornaz getting our travel insurance. She was so pleasant and helpful and took the time to shop for the best deal. We lost connection and she called back immediately which is getting to be a rare trait these days. Muchly appreciated and thanks.Ron SynchenaRon Synchena ★★★★★ My experience with Alliance Services Corp. Everything was excellent, and the agent I interact with was really up to his game. He answered all my questions clearly and helped me out.Frontline Arctic SecurityFrontline Arctic Security ★★★★★ Dornaz and other Alliance agents have provided exceptional service. Thank you Alliance, (price was good too). Bozena E.EllaElla ★★★★★ Our agent Artmiz was very knowledgeable and answered all of our hypothetical travel scenarios with ease. The premium savings were significant because Allianz offers "top-up" products to those of us who have existing coverage, but need more.Catherine OnishiCatherine Onishi ★★★★★ Dornaz helped me with extended travel insurance, she found me an excellent rate! She was very kind and professional. In the future Dornaz will be my go to agent. Best Wishes Dornaz!Linda TaylorLinda Taylor ★★★★★ Dornaz is great agent!Kawtar ManyariKawtar Manyari ★★★★★ Artmiz was very professional and quick to answer all my questions . She was very knowledgeable of her products. Thanx Artmizron raymerron raymer ★★★★★ Dornaz was informative, efficient and thorough. She found the best rates with optionsstephen ottstephen ott ★★★★★ Dornaz and Alliance has treated me well so far. Trip doesn't happen until the fallWayne KempWayne Kemp ★★★★★ Sehar Bajwa was my agent providing trip cancellation, interruption and baggage insurance for an upcoming international flight. She was very thorough and patient providing me with the information required to make this a smooth and quick transaction. Thank you Sehar.Geri FazakasGeri Fazakas ★★★★★ Very informative and willing to find us the best quote to suit our needs.GaryGary ★★★★★ Sehar bejas looked after my travel insurance in a pleasant, knowledgeable and professional mannerIngrid CameronIngrid Cameron ★★★★★ Sehar was very patient with me and explained different options for our travel requirements. We saved money buying travel insurance through your company. Thank you Sehar!Marilyn KellyMarilyn Kelly ★★★★★ Great advice.Denise KeepDenise Keep ★★★★★ Dornaz was great at finding good medical coverage for myself and daughter.thanks so muchEllen WilsonEllen Wilson ★★★★★ Had a great experience working with George. He was able to save us money on our Group Insurance policy. Professionalism, great communication and great follow up. Thank you.Gregory van DuyseGregory van Duyse ★★★★★ I always get great service from R'ceino and Artmiz that's why I keep coming back to your company for our family's travel insurance. Thank you.Doris ConcepcionDoris Concepcion ★★★★★ Dornaz eas extremely helpful and a pleasure to deal with.Kathryn KatesKathryn Kates ★★★★★ I dealt with Dornaz regarding our medical insurance during our trip to Europe.Found her to be knowledgeable, polite and patient .Etienne PintoEtienne Pintojs_loader
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Why Do Canadians Need Travel Insurance?

We all love to travel, but are you prepared for the unexpected? Travel Insurance covers lost baggage, medical emergencies, personal item theft, and cancelled departures.

Depending on your Travel Insurance coverage, you will be partially or fully reimbursed for your unexpected travel related expenses. It is smart to purchase Travel Insurance as soon as you book your trip because you’re unlikely to find an insurer willing to provide you with a plan once you’ve begun your trip. Travel Insurance is vital, even if your trip is within Canada.

Types of Travel Insurance in Canada

There are Travel Insurance plans designed specifically for every possible travel related event which could lead to financial loss. You can mix and match these coverages, or you can purchase a Comprehensive Travel Insurance plan, which includes all coverages for complete peace of mind.

Medical Travel Insurance

Medical Travel Insurance covers expenses related to medical emergencies, injuries, and illnesses. There are two subcategories of Medical Travel Insurance: Single Trip Insurance plan and Multi-Trip Insurance plan.

Lost Baggage Insurance

Lost Baggage Insurance covers you in the event of lost and delayed luggage. The costs of replacement items and your suitcase will be reimbursed.

Trip Cancellation And Interruption Insurance

Trip Cancellation and Interruption Insurance protects you from costs due to cancellation fees and travel interruptions caused by bad weather, travel document hurdles, and family emergencies. With Trip Cancellation and Interruption Insurance, lost reservations, missed flights, and non-refundable tickets will no longer cause you significant financial loss.

All-Inclusive Travel Insurance

All-Inclusive Travel Insurance includes all of the benefits previously mentioned. Your premiums will be higher due to its extensive coverage.

How to Save Money on Travel Insurance?

We want to help you save your money. The best way to save money on Travel Insurance is to compare rates from multiple providers. This can be extremely time consuming. Luckily, Life Insurance Pro does all the hard work for you! By simply requesting a quote online through our website, we check what rates you can get from every major Canadian insurer.

Are You A Frequent Traveler?

Purchasing a Multi-Trip policy saves you money on your Travel Insurance if you travel at least twice per year.

Travelling With Family?

When you purchase Travel Insurance for at least 3 family members, you pay a reduced rate.

Are You A Snowbird?

It’s possible to receive reduced rates when you purchase your policy well in advance of your travels. Some insurers offer reduced rates in late summer and early fall.

Extending Your Trip

Rather than buying a new policy, contact your insurance issuer to top-up your plan.

More Travel Insurance FAQs

Learn more about Travel Insurance with our FAQ section. Get answers to common questions about coverage, benefits, and more.

Travel insurance works similarly to other types of insurance. You will pay a premium in order to get benefits that will offset the costs of unexpected travel delays or emergencies.

Depending on your plan, your travel insurance will cover a portion or all of your expenses – from hotel reservation cancellation to non-refundable flight tickets to lost baggage.

Our travel insurance plan will vary by provider. However, travel insurance may cover a portion or all of the costs associated with travel emergencies and delays. These can include illness, ambulance services, lost belongings, tour cancellations, flight cancellations, delays due to weather, and more.

Travel insurance covers you and your belongings in the case of many issues or emergencies, including:

  • Injury
  • Trip delays
  • Lost baggage
  • Ambulance services
  • Illness
  • Trip cancellation
  • Medications
  • Medical emergencies

Like other types of insurance, rates will vary by provider and the type of coverage you need. Some factors that play a role in your travel insurance rate are:

  • Where you are traveling to
  • The kinds of activities you will be doing
  • How many people are traveling with you
  • How many past claims you have filed, if any
  • Your desired coverage

While some provinces have an arrangement regarding medical billing in case of out-of-province medical necessities, that’s not always the case. You’ll likely need to file a claim to regain your losses. Even in such a scenario, you may not be able to fully recover your incurred costs.

The reason is that the cost of medical procedures varies by province. Your provincial plan may cover a portion of your medical expenses, but still leave you with thousands of dollars that you need to pay out of pocket. You also won’t be covered for emergency transportation back home.

Taking all these factors into consideration, Travel Insurance can considerably reduce your expenses in case of medical emergencies even when travelling within Canada.

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